I. noun
COLLOCATIONS FROM OTHER ENTRIES
a credit card (= one you use to buy things and pay later )
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He had paid by credit card.
a credit check (= to get information about someone’s financial history )
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Banks usually do a credit check before they give you a loan.
a credit rating (= how likely someone is to pay their debts )
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We can’t give you the loan because you have a bad credit rating.
carbon credit
Child Tax Credit
claim credit (= say that you are responsible for something good )
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Political parties always claim credit for economic growth.
credit account
credit card
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We accept all major credit cards.
credit crunch
credit note
credit rating
credit voucher
deserve credit/praise
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The team played really well and they deserve credit for it.
emission credit
extend credit (= allow them to borrow more money )
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The banks have decided to extend credit to the company .
family credit
letter of credit
pay by credit card
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The hotel does not charge more if you pay by credit card.
take the credit/blame/responsibility
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He’s the kind of man who makes things happen but lets others take the credit.
tax/insurance/credit card etc fraud
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He’s been charged with tax fraud.
Working Tax Credit
COLLOCATIONS FROM CORPUS
■ ADJECTIVE
full
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Please exclude this in future adverts, or follow the requirements for a full credit advert. 7.
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It goes without further mention that all authors of scales or other instruments should be given full credit for their work.
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Students with any subjects outstanding have transferred to the new structure, with full credit being given for subjects already passed.
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Rich gave Overholser full credit for finding the key to unprecedented stealthiness.
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Anybody whose income is less than this will get full family credit .
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She deserves full credit for the Ginsberg broadside.
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If they sell them at any time before that, they must repay the full tax credit on the shares.
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But despite these signs of success Hansen won't take full credit , calling attention to his brother, Steve.
great
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Part One takes the greatest credit for hooking its audiences.
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But Richmond, to its great credit , acted.
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In truth, though, neither emerges from this tale with great credit .
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Predictably, the arch-conservative reformers claimed great moral credit for such legislation.
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Ivan Lendl has been a great credit to the game which he has played with distinction for so long.
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The state that gets the greatest credit for taxing players -- and the greatest blame -- is good old California.
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To their great credit , they have kept men in employment and the firm in business by diversifying their products.
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To his great credit , Treasury Secretary Robert Rubin is opposed.
■ NOUN
agreement
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The haulier must be made aware of all the liabilities incurred under credit agreements .
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The credit facilities replace a secured, two-year credit agreement totaling $ 170 million and set to mature Jan. 31.
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The Convention excludes consumer sales contracts; the Directive is confined to consumer credit agreements .
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Creditors are all too frequently obliged to terminate the consumer credit agreement because the debtor is in default.
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Each week we receive exclusive notification of thousands of commercial credit agreements relating to sole traders and partnerships as well as limited companies.
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Release from the agreement Having made a credit agreement, it is usually not possible to cancel it.
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Cancellation means that the credit agreement never existed.
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The same conditions apply in respect of any timeshare credit agreement .
bank
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With cash reserves dwindling and bank credit expensive, companies will accelerate their already steady selling of shares.
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Many large retailers accept national or local bank credit cards in addition to offering their own plans.
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Men tend to use bank credit cards, bank loans or overdrafts more than women do.
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She started Space with the help of private investors, former co-workers and a bank credit line.
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The above figures do not include bank loans, or bank credit cards.
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As might be expected, possession of a bank account is a virtually indispensable passport to bank credit card use.
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Sales vouchers for payment made by the bank credit cards such as Access and Barclaycard are treated as cash.
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They are more likely to use ordinary store accounts and bank credit cards.
card
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Liability limited with a call Q. I've lost my credit card .
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The bank has been trying to write off huge losses from its CornerStone credit card over several recent quarters.
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My bumf-crammed wallet was intact: credit cards , eighty-odd dollars, thirty-odd pounds.
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Fees for other financial services surged to $ 337 million from $ 294 million, mainly from higher credit card fees.
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But at the same time, bank lending to private individuals, and credit card use, has increased.
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Noninterest revenue, led by securities trading and credit card fees, rose to $ 958 million from $ 815 million.
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So where does this leave the poor credit card user?
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My employer recently announced that we have to get a company credit card to use for expenses.
cards
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All over the country people will now be cutting up their credit cards .
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First, credit cards were accepted at the pump.
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They also accept all major credit cards .
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The loans, which are made independently and through credit cards , are primarily used for buying appliances and consolidating debts.
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These cards are used rather like credit cards.
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Sales vouchers for payment made by the bank credit cards such as Access and Barclaycard are treated as cash.
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Consumers need to examine all their new credit cards and dispute anything that hasn't been authorized.
consumer
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Nine out of 10 are keeping up with their repayments, says consumer credit group Infolink.
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Commercial credit lines are similar to consumer credit lines, with which most individuals are familiar.
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So far building society inroads into consumer credit have been small.
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For years the company was known solely for its main product, consumer credit reports.
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Creditors are all too frequently obliged to terminate the consumer credit agreement because the debtor is in default.
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In October, total consumer credit increased a revised $ 11. 4 billion.
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A separate Consumer Sale and Loan Act was to be a consumer protection statute regulating credit advertising and consumer credit transactions.
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Measures to prevent the competitive liberalization of consumer credit will encounter the heaviest resistance.
control
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Deciding that enough was enough, Mr Ramsden made some simple but fundamental changes to the credit control process.
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Lack of credit control Monies owing and due will not pay today's expenses.
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In September 1971 a new system of competition and credit control was introduced.
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Solicitors Solicitors handling debt collecting and documentation for credit control are like the rest of society.
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Given the need to adopt tighter billing and credit control procedures, how might this form of billing be applied by practitioners?
export
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These included indirect costs such as losses incurred by the state export credit guarantee agency Coface.
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Mr. Sainsbury All the major export credit agencies are reviewing cover for the Soviet Union.
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More specifically, we lack competitive export credit guarantees in comparison with other countries.
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I am currently trying to assist a company in my constituency with export credit guarantees.
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All of the companies had asked for the export credit guarantee agencies of their countries to fund their part of the work.
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It said that Lamont had responded to many of its suggestions such as improved investment allowances and export credit arrangements.
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Mrs Winterton had welcomed £1.3 billion extra export credit in the Budget.
facility
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The method of creating a bill is for the customer to arrange an acceptance credit facility with his bankers.
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Armco Inc. said it completed two new credit facilities totaling $ 170 million.
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It follows also that it is not credit-broking merely to advertise credit facilities or even carry application forms.
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The credit facilities replace a secured, two-year credit agreement totaling $ 170 million and set to mature Jan. 31.
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Buyers' abuse of their credit facilities .
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Accordingly, such a hire-purchase agreement could not be called credit facilities .
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These documents were later issued to bankers who are granting medium-term credit facilities to the authorities.
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The Boards also aimed to expand sales through the provision of hire and credit facilities .
limit
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What each customer's credit limit is, if he has exceeded it, and by how much; 4.
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Or she would spend her long futile housewife days overspending her credit limit at Lord &038; Taylor.
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Are you at, or near, your credit limit ?
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The long-stop defence against overspending on a credit card is the credit limit set on its use.
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Decide on a credit limit and a date for its review.
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Shop on the Sabbath-but remember thy credit limit , and keep it holy. 14.
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He got a credit limit of £6,500.
note
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The credit note is entered in the customer's returns outwards book and in turn posted to the suppliers' ledger accounts.
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On 5 September a credit note No. 19 was received from A. Creditor in respect of damaged goods valued £5.00 returned by the hotel.
rating
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Stronger societies were taking over smaller and weaker ones, which resulted in a downgrading of the credit rating of the predator.
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Its credit ratings are lower than those of its rivals as well.
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The principles of credit rating are immutable, they insist; their credit opinions are never swayed by the judgments of others.
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Ignore companies that claim to be able to repair your credit ratings .
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Lists of customers or sub-contractors and associated information; for example, what services they perform, what their credit rating is.
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The percentage loaned is again a function of the credit rating of the borrower and the quality of the accounts receivable.
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The notes are not backed by any collateral; rather, they rely on the high credit rating of the issuing corporation.
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A third major source of short-term financing, commercial paper, is available to large firms with high-quality credit ratings .
risk
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The credit risk to the clearing house has now disappeared because accumulated losses are not allowed to build up.
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They explained to her that, yes, they regarded self-employed people as higher credit risks than employees.
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They can not at the same time absorb and spread the credit risks of their corporate clients as well.
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So do it while you fit the bankers' profile of a good credit risk .
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Yet potentially the bank may still be exposed to much of those loans' credit risk .
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The growth in lending comes after Bankinter stopped issuing new credit in 1992 and 1993 to cut credit risk .
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But they acknowledge they have less information about credit risk that is bought or traded by non-bank investors.
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Its new scheme will assess the credit risk of new borrowers according to their age, marital status and number of children.
side
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On the credit side , there is probably a smaller gap between the two generations in outlook and interests.
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On the credit side , huge developments, many already under way at the Teesdale site at Thornaby promise 10,000 jobs.
tax
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It would not, therefore, retain the tax credit attached to the original income.
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By the year 2000, the targeted tax credit would cost the treasury an estimated $ 383 million.
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President Bill Clinton vetoed that, and proposed instead some small tax credits and tax deductions for higher education.
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The legislation required an annual analysis of the fiscal rate of return generated by the tax credit .
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Specifically, we would like to see the extension of tax credits to cover the research and development work of large firms.
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It criticized Clinton for vetoing the 1996 Republican budget that provided for a $ 500-per-child tax credit .
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They will be able to set off the tax credit against part of this liability.
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He has proposed a new tax credit that reinforces the traditional use of special tax breaks to affect social policy.
union
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Underneath them stand thousands of weaker regional banks, mutual banks and credit unions , as well as non-bank banks such as leasing firms.
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In California alone, all 773 credit unions hold $ 46 billion in assets.
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Then a credit union may be the answer.
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Predictably, banks and credit unions have taken their fight to Congress.
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The research will involve a national survey of community credit unions and detailed case studies of individual initiatives.
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The credit unions are backing a House bill co-sponsored by Rep.
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The association was chaired by John Hume and drew on the self-help traditions of the credit unions .
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Many of her co-workers in the credit union died that morning.
■ VERB
buy
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If they buy on credit are they likely to encounter difficulties in repaying the loan?
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Delta Air Lines says it is no longer processing airline excise tax refunds for people who bought tickets with a credit card.
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There is also the question of whether to buy on credit or to pay cash.
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If we want anything, all we have to do is go and buy it on credit .
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And there was virtually no sign of people paying cash when they would really have preferred to buy on credit .
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If the factor will not accept the account, then the firm will not allow the customer to buy on credit terms.
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Background Borrowing or buying on credit tends to he seen in quite a different light from other consumer transactions.
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By contrast, only about one-third of those recently buying on credit gave reasons which could be regarded as positively favourable.
claim
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We could not claim all the credit for this as our administration was coming to grips with the situation ashore.
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Predictably, the arch-conservative reformers claimed great moral credit for such legislation.
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Though often misused, it can result in benefits to some sections of the community for which the cadres claim credit .
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Any minute now President Clinton will try to claim credit .
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There have even been proposals to clear natural forests and replace them with dense plantations of fast-growing trees to claim extra credits .
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In addition, she allegedly claimed an earned income credit of $ 323 on the basis of his fictional dependent.
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The fiendish complexity of claiming the credits may be putting people off.
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Steve Merrill, claim credit for it.
deserve
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Themistokles deserves much credit for this, though from Herodotos' aristocratic friends he does not get it.
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He deserved a lot of credit for our success.
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There could be no doubt that he deserved the credit for the republic's political consolidation.
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Dreyfuss deserves much of the credit for making the movie work.
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Ironically, the Thatcherites deserve part of the credit .
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The chefs, many of them Hong Kong imports, deserve credit too.
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Britain deserves much of the credit .
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Ejogo deserves a lot of credit for making Ronnie as plausible as she does.
earn
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Businesses focus on both sides of the balance sheet: spending and earning , debits and credits .
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But there are opportunities to build your resources relatively quickly by taking side missions to earn credits .
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If a Teamster fails to keep earning service credit , he can forfeit, or lose, all his prior service credit.
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In addition, she allegedly claimed an earned income credit of $ 323 on the basis of his fictional dependent.
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He earned a half credit in school.
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To liberals, it means closing loopholes for the rich and strengthening the earned income tax credit .
extend
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But also, they include cases where lenders have extended credit when it would have been wiser not to.
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She touted reforms in Sacramento such as extending tax credits for research.
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I knew the proprietor must be struggling to make a living, because we could no longer afford to extend him any credit .
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Accounts receivable management requires striking a balance between the cost of extending credit and the benefit received from extending credit.
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Credit Limits Having decided to extend credit to a new customer you should: 1.
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Accounts receivable management requires striking a balance between the cost of extending credit and the benefit received from extending credit.
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Now they're extending our line of credit .
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She went to her bank for the simplest of loans: a loan to extend her available credit .
gain
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Another problem is that community colleges have required students to jump through numerous, often complicated hoops to gain such credits .
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The Republican governments of the 1920s allied themselves firmly to big business, and gained political credit from this prosperity.
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We try to gain credit by inventing less compelling reasons for our conduct.
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In total, 4,700 people gained vocational qualifications or credit achievement through the Youth and Adult Training programmes.
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Applicants, providing that they are eligible to enrol on the programmes, may gain credits in respect of recognised qualifications and/or prior learning.
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What is more, in the hierarchical algorithm, early rules gain much more credit .
get
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As a result, the people whose financial position makes it easiest to pay bills actually get the lowest-cost credit .
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But it was rookie Coach Ray Rhodes who gets the most credit for keeping the team in check.
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In addition, he says, a number of self-employed people and staff on contract work also have difficulty in getting credit .
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In some provinces, production houses get a tax credit of as much as 35 percent for money they spend on labor.
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The actual back 4 playing get the credit .
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Make sure women get due credit for their products, repairs, and skills at work and at home.
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They might get at least some credit if they were seen to be laying better long-term foundations for the economy.
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My employer recently announced that we have to get a company credit card to use for expenses.
give
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If you give credit two things will happen: it will cost you money and give you problems.
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Perhaps I gave away more than I knew, probably they understood better than I gave them credit for.
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Muriel's attitude to others in a working environment gives little credit to anyone else for practical intelligence or reliability.
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You never gave me proper credit .
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To give credit to related work. 2.
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Credit is given where credit is due.
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But really, give yourself credit .
offer
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Capital One also offers 0 per credit on purchases for the first six months.
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The decision of whether or not to offer credit terms is generally dictated by industry conditions.
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They also offer interest-free credit for up to 50 weeks.
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Firms that offer trade credit must finance their outstanding accounts receivable.
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Wherever applicable, credit protection insurance will be offered on our credit products.
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Both offer installment plans for more expensive purchases, accept most major credit cards, and offer their own credit card.
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He organized a sales ledger which offered a credit account to naval customers, and even encouraged payment by instalment.
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Fucken bank even offered me a credit card!
pay
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He always paid by credit card and he always kept the receipts for his accountant.
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You pay by credit card at least 10 days before departure.
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Only those who paid by credit card would be certain of getting their money back.
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Which payment key to hit? Pay here credit ?
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And as long as you pay by credit card, you have the peace of mind of being covered against fraud.
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Some resorts also offer promotional discounts if you pay with one specific credit card or another.
provide
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None the less, some attempts were made to provide local, preferential credit .
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Bradstreet Information Services, which provides credit reports on businesses.
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It also provided for home responsibility credits towards the basic pension.
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There are two main services providing credit ratings: Moody's, and Standard and Poor's.
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Formal certification is provided for subject credits .
receive
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But Johnson never received credit or writing royalties and has lived most of his life in poverty.
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Republicans received credit for passing the legislation.
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The firm receives two months credit on these purchases.
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Accounts receivable management requires striking a balance between the cost of extending credit and the benefit received from extending credit.
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Non-punitive contingencies generate the same behavior, but a person remains for autonomous man to do and receive credit for inner virtues.
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He would receive academic credit for the work, but no money.
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Despite sweltering in the luxury of a fire blazing full on, she received a series of credits on her budget account.
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He worked there about 20 hours a week and received high school credit .
take
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They are entitled to take into account the credit histories of people living at those addresses with the same surname as you.
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The Clinton administration took some credit for the growth in nonprofit organisations.
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For this situation, the consumer must take much of the credit .
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It can take full credit for the success it has achieved, establishing a clear connection between results and core organizational beliefs.
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He takes credit for wiring schools to the Internet.
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It's certainly a first-even this Government has never before taken credit for the weather.
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I can not take the credit for inventing this - it has been around for many years.
use
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Many people who do use credit would prefer not to.
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Once some one has used a particular credit type, they are very likely to buy other things in the same way.
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Businesses usually use lines of credit to pay for day-to-day costs, rather than new projects.
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The cockroach episode of thirtysomething included a scene that the programme makers also used on the opening credit sequence each week.
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Disciplined shoppers can use a credit card.
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Moreover, as people come to use more than one credit card, the problem may be aggravated.
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A developer could use historic preservation credits to finance a project there, he said.
PHRASES FROM OTHER ENTRIES
redound to sb's credit/honour etc
soft loan/credit
▪
The funding packages-a mixture of soft loans, grants, scholarships and paid work on campus-vary.
▪
The production of renewable energy sources should also be promoted through grants, soft loans and fiscal incentives, the report concluded.
EXAMPLES FROM CORPUS
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Figures from consumer credit group, Infolink, confirmed government findings.
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One of the biggest obstacles, the respondents noted, is securing the capital and credit needed to open and expand.
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Shop on the Sabbath-but remember thy credit limit, and keep it holy. 14.
▪
So far building society inroads into consumer credit have been small.
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The big bookies' credit office phone lines were red hot.
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The tax credit will be $ 6, 000 for adoptions involving children with special needs.
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You collect interest of 1.13% a month when you're in credit .
II. verb
COLLOCATIONS FROM CORPUS
■ ADVERB
widely
▪
Illmensee was widely credited with genius.
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Her moves were widely credited with saving the bill.
■ VERB
give
▪
Sure, give him credit for re-signing Jeff Bagwell.
▪
I understand just as much as you do what the dangers are. Give me credit for a little intelligence at least.
▪
We give them credit , but not respect.
▪
Watts is a lot nicer community than people give it credit for.
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You had to give him credit for playing to the sensibilities of his audience.
▪
He was more modest than I'd given him credit for.
PHRASES FROM OTHER ENTRIES
soft loan/credit
▪
The funding packages-a mixture of soft loans, grants, scholarships and paid work on campus-vary.
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The production of renewable energy sources should also be promoted through grants, soft loans and fiscal incentives, the report concluded.
EXAMPLES FROM OTHER ENTRIES
▪
His statements are hard to credit .
EXAMPLES FROM CORPUS
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He was credited with a safety and also a 60-yard fumble return for a touchdown....
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Leiser credits Franz Liszt with bringing him to San Diego.
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No more than five candidates could be credited with more than 41,667 votes each.
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Soon the Towel was credited for everything.
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Today I credit one of them, at least, with keeping her alive through hard times.