An event which is caused solely by the effect of nature or natural causes and without any interference by humans whatsoever. Insurance contracts often exclude "acts of God" from the list of insurable occurrences as a means to waive their obligations for damage caused by hurricanes, floods or earthquakes, all examples of "acts of God".
ACT OF GOD
Meaning of ACT OF GOD in English
Duhaime's Law English dictionary. Английский юридический словарь Duhaime . 2012