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EXAMPLES FROM CORPUS
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A recession causes many reliable creditworthy consumers to go under; how safe will new and existing scoring systems now be?
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After 1982, the Third World debt crisis also turned banks towards the home market in the search for creditworthy borrowers.
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As a result, banks want to lend money only to the most creditworthy .
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Firstly, loan demand must come from creditworthy customers who can guarantee loan repayment at a future date.
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Subsequently they will pay between 7 and 11 per cent, depending on how creditworthy they are.
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The easiest and best time to get this money from your banker is when you are still perceived as a creditworthy employee.
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This encourages them to chase higher returns by lending to less creditworthy borrowers.