noun
COLLOCATIONS FROM OTHER ENTRIES
a life policy/life insurance policy (= one that will pay out money if you die )
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New homeowners must usually buy a life policy before they can get a mortgage.
an insurance policy
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Is the damage covered by your insurance policy?
computer/car/insurance etc salesman
contents insurance (= insurance for things such as furniture that you have in your house )
European Health Insurance Card
Federal Deposit Insurance Corporation, the
insurance adjuster
insurance broker
insurance policy
insurance premium
liability insurance/cover (= insurance that protects you against a liability claim )
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Many house and contents insurance policies have provision for liability insurance for claims of negligence against you.
life insurance
National Insurance
tax/insurance/credit card etc fraud
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He’s been charged with tax fraud.
travel insurance
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You are strongly advised to take out travel insurance.
COLLOCATIONS FROM CORPUS
■ ADJECTIVE
general
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Indeed, the investment of the premiums from their general insurance business has made significant contributions to their overall profitability.
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MSAs would attract mainly the healthy and wealthy, leaving a pool of sicker, poorer people in the general insurance pool.
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In the way they work and their finances, general insurance companies are unusual creatures.
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A developing issue for actuaries has been the question of the possible use of professional certification of reserves for general insurance .
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The conspicuous features are like those for general insurance companies, but more so.
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There are numerous areas in which general insurance actuaries are currently developing new techniques, for example, medical expenses.
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Leases are long, perhaps 25 years, and tenants agree to be responsible for general insurance and repairs.
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Actuaries have been increasingly involved in merger and acquisition activity in the general insurance field.
medical
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The costs involved in private medical insurance schemes have been rising very rapidly compared with inflation generally.
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Receiving a pension and medical insurance on the basis of past contributions is more dignified than being dependent on children or charity.
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Private medical insurance for those aged 60 and over.
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As the nation struggles to get a grip on medical costs, insurance companies have grabbed the reins.
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But you do collect bumps and bruises falling off windsurfers, so we insist on medical insurance .
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The severe limiting of the category would be pragmatic as well in securing more adequate medical insurance coverage.
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And even if you already have private medical insurance and life insurance, you may still need Lloyds Bank Accident Cashguard.
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All three, like everyone in the United States, have medical insurance .
national
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I am being punished for being an invalid and paying my national insurance contributions for 40 years.
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The Tory victory means that the family will pay £46 less in tax and national insurance contributions.
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Scrapping the income ceiling at which employees stop paying the 9% national insurance contribution would have attacked another anomaly.
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After paying tax and national insurance she gets £75 a week take home pay.
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However, you do not receive an increment for any week when you or a dependant are receiving another national insurance benefit.
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A second reform is therefore essential - to turn the national insurance tax from a proportional into a progressive tax.
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They also make a national insurance contribution on behalf of their employees.
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For a teacher on £16,500, this will equate to a loss of around £1,000 through tax and national insurance .
private
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The typical executive has a company car, private medical insurance and a company pension scheme.
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In addition, the measure would require automatic cancellation of private mortgage insurance at the 22 percent equity level.
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Insurance Private insurance premiums of £5 due from 1st September.
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We will abolish tax relief for private health insurance , whilst protecting the rights of existing policy-holders.
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Most consumers with private health insurance get it through their employers.
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The group also included Treasury ministers, who might be expected to support a change to private insurance if anyone would.
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The Department of Labor findings indicate that two out of five of these families are without private health insurance .
social
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Control may also be achieved through resource management, such as social insurance schemes or payment of retainers or fees for service.
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Myth No. 5: Individual accounts will erode political support for social insurance .
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Also, the social insurance scheme would cost more if there was a high level of unemployment.
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Cuts in personal and business taxation and social insurance levies are a top priority, to revive weak investment.
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The very principle of social insurance lies not merely threatened but broken by 12 years of abuse by the Government.
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This is the principle of universal social insurance .
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There are other processes which are undermining women's access to the social insurance system.
■ NOUN
agent
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If in doubt, ask your insurance agent - and read your policy before disaster strikes.
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Mechanics were needed to keep them running, gas stations to fuel them, insurance agents to insure themthe list is endless.
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The next afternoon the insurance agent appeared in the office, carrying a bottle of homemade wine.
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The list can be prepared by hand, using your own notebook or a booklet available free from many insurance agents .
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The defendants, a life assurance company employed the plaintiff as an insurance agent .
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He pored over hospital bills and questioned the insurance agent about items that seemed too high.
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Robertson, above, also concerned an insurance agent , but there was no such obligation.
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Jones for everything else since her March 23 marriage to Michael Jones, a Phoenix-area insurance agent .
benefit
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Credit cards are particularly useful when travelling and there are often insurance benefits if you pay for your travel through them.
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Then they learn that Lincoln employees receive no company-paid dental insurance benefits , no paid holidays, and have no sick leave.
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Any increase in national insurance benefits are offset against the additional benefit that claimants obtain from income support.
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Such an approach ensures that those who are poor gain the full national insurance benefit increases.
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However, you do not receive an increment for any week when you or a dependant are receiving another national insurance benefit .
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In order to qualify for these national insurance benefits , you must have been married to your husband on the date he died.
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The largest part of the current welfare budget is paid out on national insurance benefits - such as old-age pensions and unemployment pay.
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The reform of the national insurance system advocated here will also lead to all workers building up entitlement to national insurance benefits .
broker
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Ask an insurance broker to obtain some illustrations for you to compare.
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James Andrews, a former Lloyds insurance broker , now unemployed, was ill for 18 months.
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Ask an insurance broker for details, or look for advertisements in the canine press.
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Those participating will receive up to 20 percent discount on car insurance rates from the charity's insurance brokers .
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Its Brighton-based insurance broker says customers should only deal with agents which are.
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Your travel agent or insurance broker can advise you further on this.
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Frizzell Group is to be bought by Marsh and McLennan, the world's biggest insurance broker , for £107m.
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Bellingham practised as an insurance broker and his wife as a milliner.
business
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The insurance business cycle is also at a low ebb.
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Large corporations have sought, and are achieving, entry into the insurance business .
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The early wealth of the merchants made Bristol a banking centre and a centre for insurance business .
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As employers drop out of the health insurance business , the government Medi-Cal program generally picks up the slack.
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Indeed, the investment of the premiums from their general insurance business has made significant contributions to their overall profitability.
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In 1986 he set up his own insurance business , Kebco Insurance Agency, which he operates with his wife, Shelley.
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The principal legislation governing the conduct of insurance business is the Insurance Companies Act 1982.
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Right about here the psychiatrist rushes off to his meeting, and the director expounds on the hospital and insurance business .
car
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It is as if the only criterion used for calculating my car insurance premium was the type of car I am driving.
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For full details, ring. Car insurance .
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Those participating will receive up to 20 percent discount on car insurance rates from the charity's insurance brokers.
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C Ingle, Ilford Friends and colleagues, most of you I expect are experiencing heavy increases in house and car insurance .
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But State insurance commissioner Roxani Gillespie imposed a six-month freeze on all car insurance rates on October 2.
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Where statutory cover is involved, such as for car insurance , any claims would be met in full.
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Bob Delamare I recently renewed my car insurance .
claim
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They recommended a glazier, a brush and an insurance claim .
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It also frees the company from any substantial future insurance claims .
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Guppy and Marsh, having lodged their bogus insurance claim , flew back to New York on Concorde.
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Managers of unclaimed property often have experience in insurance claims analysis and records management.
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Measures being taken include increasing the amount a property owner must pay towards an insurance claim .
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The package will cover areas not covered by insurance claims and will be directed mainly at the fish farming industry.
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Unemployment insurance claims have been rising rapidly.
company
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They may also be independent funds managed by insurance companies .
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It is a major opportunity for banks, insurance companies , and others with established brand names and good products.
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Banks, insurance companies and financial planning firms all hire lawyers to perform estate planning and estate administration services.
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I admit that in aiding her to recover the monies from the insurance company , I had also helped Leyland escape punishment.
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The result is that they are bought up by development companies , insurance companies and pension funds looking to maximize their value.
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I recently worked with the marketing department at a large insurance company .
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The knowledge workers in the insurance company were responsible for processing this mass of data to maintain operational control of the business.
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But we are victims of our history: The insurance companies began bringing me their cases again.
contribution
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Beveridge wanted a system based on insurance , with the public making insurance contributions to finance benefits like the state pension.
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The Tory victory means that the family will pay £46 less in tax and national insurance contributions .
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It is the national insurance contributions that have become the second largest element, with 17 percent of the total.
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Many women have now moved voluntarily to paying the full national insurance contribution .
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Indeed, because of the insurance contribution condition, the opposite is the case, particularly in relation to the unskilled.
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Scrapping the income ceiling at which employees stop paying the 9% national insurance contribution would have attacked another anomaly.
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National insurance contributions by individuals are also a form of direct personal taxation.
cover
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There is no additional fee or paperwork for this insurance cover , it is all included within the International Datapost price.
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It does not deter firms from supplying on credit, and there is always insurance cover to fall back on.
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Within 28 days we will forward your confirmation, full details of your holiday and insurance cover .
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It is usual when taking out a mortgage to arrange adequate insurance cover in the event of death.
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Protection: Consider taking out permanent health insurance cover in case illness prevents Mike from working.
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It is essential to have good professional advice, and to review the adequacy of your insurance cover from time to time.
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Walkers are therefore advised to take out suitable insurance cover .
coverage
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Once established, these boundaries enabled shippers, carriers, banks, and insurance companies to contract for appropriate insurance coverage .
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By the end of the stories, however, the need for insurance coverage for outpatient treatment was deemed paramount.
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It is true that a considerable overlapping of insurance coverage has resulted from this basic arrangement.
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A bill to let workers carry health insurance coverage from one employer to another should be a sure bet to become law.
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But concerns have surfaced that use of the treatment is being stymied by gaps in insurance coverage .
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The severe limiting of the category would be pragmatic as well in securing more adequate medical insurance coverage .
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All were treated at private treatment centers which required either insurance coverage or self-payment for the treatment.
credit
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We should prefer this to making credit insurance generally mandatory on several grounds.
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The reward to them from credit insurance would be the security which this would give against payment problems.
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Chairman John Reeve said Severfield has taken out credit insurance to offset future bad debt problems.
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Only 35 percent of the companies in the survey used credit insurance to secure themselves against bad debts.
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In assessing the suitability of any credit insurance underwriter, companies must be satisfied with a number of key issues.
group
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Time allowed 00:19 Read in studio Eighty jobs are to go at an insurance group in Gloucester.
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The Trinity insurance group , now in liquidation, has written to policyholders warning they are now without cover.
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They wanted somewhere really stunning to entertain clients of a major insurance group .
health
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We will abolish tax relief for private health insurance , whilst protecting the rights of existing policy-holders.
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Comprehensive health insurance and universal access to health care has the potential to facilitate this process and improve surveillance.
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We make basic health insurance affordable for all low-income people not now covered.
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The Senate bill would raise the tax deduction for health insurance bought by the self-employed.
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A universal system of health insurance known as Medicare, funded from general taxation, was introduced in 1984.
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Otherwise, he has to buy his own health insurance , which costs hundreds of dollars a month.
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Employers buy health insurance with pre-tax dollars.
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Where would I get a job that had health insurance for my kids?
indemnity
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It works in conjunction with existing professional indemnity insurance and enables estates to be wound up without delay.
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Insurance group Sun Alliance was clouded by a £466m loss on the back of its exposure to mortgage indemnity insurance .
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However small a member's practising income, certificate and professional indemnity insurance will still be needed.
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Even if you only work for a few hours a week, take out professional indemnity insurance .
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To the extent that professional indemnity insurance is known to be available there is, in fact, an encouragement to litigate.
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It is engaged in internecine warfare over the general provision of indemnity insurance for investors.
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So make sure that you maintain a professional indemnity insurance policy for any work that you may intend to do!
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The amounts involved are often huge, well above any amount that would be covered by professional indemnity insurance .
industry
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The insurance industry is also very concerned about rising car crime.
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He also worked in the insurance industry .
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In the meantime, the insurance industry has set up Pool Re, which began collecting premium income in January.
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There are several crucial reasons why the insurance industry was so opposed to the Equal Rights Amendment nationwide.
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That is a beginning, but I expect the insurance industry to do much more in helping to reduce car crime.
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In the meantime, it behooves us all, patients and doctors alike, to learn how the health insurance industry works.
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He also plans drug pricing restrictions and insurance industry reform.
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Overall, the insurance industry profits from litigation.
liability
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This bond requirement is not a substitute for the normal liability insurance carried by freight forwarders.
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And there usually is a set-up fee and security deposit, plus liability insurance .
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Old liability insurance policies that were in effect at the time of the relevant incidents can be valuable.
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My own medical liability insurance bill is something between $ 25, 000 and $ 32, 000 annually.
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Many house and contents insurance policies have provision for liability insurance for claims of negligence against you, it is worth checking.
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The partnership purchases workers' compensation and liability insurance , which reduces the bureaucratic burden on participating companies.
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It doesn't recommend trespass, it urges that you should consult the police and get third-party liability insurance .
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If you serve alcohol in a public place, you may have to buy liability insurance . 10.
life
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His contemporaries believed he made his sister-in-law take out substantial life insurance and then poisoned her.
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These calls and mailings are probably selling living trusts, annuities, life insurance or a combination of these.
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Conditions of service are good with a contributory pension scheme, subsidised canteen and free life insurance .
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Families with young children typically do need life insurance .
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Health insurance , yes, but not life insurance.
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Is the compensation for extra risk lowered by the availability of life insurance ?
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Because neither life insurance nor private health plans normally cover you against the financial consequences of a permanently disabling accident.
market
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Bupa has about 60 percent of the private health insurance market .
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Keating said the merger would have substantially reduced competition in the life insurance market .
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He is being exhaustively briefed on such things as rural medicine and trends in the insurance market .
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Names, as individual investors in the insurance market are known, will vote on the proposals this spring.
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In the insurance market , there has been an upsurge in activity.
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The insurance market identified shuttle craft as the most vulnerable in the Gulf and raised premiums accordingly.
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The troubles of Lloyd's, London's main insurance market , are more familiar.
motor
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If you want to suspend this policy you must send your certificate of motor insurance back to us.
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Switch from comprehensive to third party motor insurance if your car's value has fallen far enough.
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It specialises in motor insurance and has doubled the number of policies it sells each year as well as moving into household insurance.
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By 1990 motor insurance had kept in line with average earnings and risen to £223.
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With motor insurance zooming in cost, this could give you a valuable saving.
plan
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The plans are a variation on an earlier form of PEPs which restricted investors to bonds and insurance plans.
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I also assumed that as my husband he would be covered by my health insurance plan .
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The organization contracts with 26 insurance plans .
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Charges for the surgery at Columbia vary depending on the insurance plan .
policy
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They may look forward to good occupational pension, a significant state earnings-related pension and a cash sum from maturing insurance policies .
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The company said the remaining amount will be picked up by its insurance policy .
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The surplus is no more than a biological insurance policy , and their parents may begrudge the cost of cover.
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For exam-ple, Minnesota mandates that every insurance policy include toupees for people who go bald.
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But as an insurance policy against litigation, Liggett positively oozes charm.
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Marson notes that he has all the necessary equipment, along with a million-dollar umbrella insurance policy to cover the young fighters.
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So I took out an insurance policy against a possible breakdown in the production.
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In a real sense, the balanced budget amendment is an insurance policy against a bad budget deal.
premium
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A free holiday does not include optional insurance premium .
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The study found that employers would save an average of 12 percent over traditional health insurance premiums .
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Simply paying the insurance premium each year without enquiring what cover is currently advantageous does not amount to good business.
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States would get money to pay the insurance premiums .
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Car insurance premiums shot up by almost a quarter - and drivers will suffer 15 percent rises over the next year.
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Much of the cost-cutting is driven by patients and their employers, who were alarmed by rising insurance premiums , she said.
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You're not paying above the odds for the car, or the insurance premium for that matter.
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Employers and individuals would pay new taxes into the system rather than paying insurance premiums .
program
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Medicare is the federal health insurance program for the elderly.
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The remaining 1. 9 percent would continue to be paid into the federal disability insurance program .
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Jude Medical and Medtronic gained as federal budget talks stalled, making drastic cuts in the Medicare health insurance program less likely.
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Mangano described a complicated, time-consuming bureaucratic process that the insurance programs are required to undertake to set their reimbursement rates.
salesman
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I've been a life insurance salesman and I was in the deep freeze business for ages.
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But I get a big thrill out of seeing players go on to become doctors and lawyers and insurance salesmen .
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Jennifer and insurance salesman Dennis Crawford split up when the model was a teenager.
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Several dozen insurance salesmen went pale.
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Stan had discovered that he was a good insurance salesman .
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They could have been greengrocers, insurance salesmen , buggy repairmen, schoolteachers, congressmen or even preachers as much as criminals.
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You were an insurance salesman once, why can't you go back to that?
scheme
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Control may also be achieved through resource management, such as social insurance schemes or payment of retainers or fees for service.
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Also, the social insurance scheme would cost more if there was a high level of unemployment.
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The costs involved in private medical insurance schemes have been rising very rapidly compared with inflation generally.
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So they are extending their repertoire of services to include unit trusts, PEPs plans and insurance schemes .
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Beveridge argued that other social policies were necessary to underpin his insurance scheme .
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The Law Society ran a compulsory liability insurance scheme for solicitors under statutory powers.
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We see one specially strong advantage in an industry-wide self-financing insurance scheme of this sort.
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Beveridge's insurance scheme was broadly put into legislation.
system
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If we don't want that, then we pay more tax or have an insurance system .
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The health care and health insurance system we knew is gone.
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There are other processes which are undermining women's access to the social insurance system .
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Social Security feels like a funded insurance system .
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In fact, it would turn Beveridge on its head and use the national insurance system as a tax system.
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He estimated the added cost to the insurance system would be $ 65 billion over seven years.
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We will reform the tax and national insurance system , and take 740,000 low-paid people out of tax.
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Britain's national insurance system is far more efficient than private insurance.
travel
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But don't expect your travel insurance to pay up unless you're injured or get your luggage damaged in the storms.
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It does not include travel insurance , wine and drinks with meals and room service.
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Most banks are also able to offer travel insurance .
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Airlines offer some cover but the amount payable can be small in comparison with sums offered by the travel insurance specialists.
unemployment
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The mortgage is not only capped at 7.25%, it gives free unemployment insurance during the first two years.
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Admittedly, unemployment insurance is not the key perpetrator of unemployment.
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According to a recent survey, one in four new borrowers takes out unemployment insurance , double the number of three years ago.
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Eighty percent of wages replaced when on unemployment insurance !
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Even the United Kingdom Beveridge scheme had only a minor effect on unemployment insurance .
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State laws spread unemployment insurance payments over a four-day week.
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In the United States unemployment insurance , accident compensation and public assistance underwent no major changes.
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Among themselves, economists usually agree that welfare payments and unemployment insurance make getting a job less attractive.
■ VERB
buy
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In essence, hedgers as a group buy insurance from speculators who take calculated gambles.
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In fact, many buy snow insurance as a hedge against extreme weather.
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Employers buy health insurance with pre-tax dollars.
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Otherwise, he has to buy his own health insurance , which costs hundreds of dollars a month.
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Remove restrictions on insurers and let people buy for themselves inexpensive insurance .
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Edward M.. Kennedy, D-Mass., laid out an alternative approach that would provide vouchers for families to buy insurance .
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Mazzocchi said taxes to buy insurance for the uninsured would be a windfall for the insurance industry.
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The sale, which was expected, brings to a close a chapter that began when Xerox bought insurance company Crum&038;.
include
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Carry costs can include such items as insurance , storage and deterioration as well as borrowing costs.
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I called Art again, whose broadcast career included insurance pitches to old folks.
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A free holiday does not include optional insurance premium.
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It does not include travel insurance , wine and drinks with meals and room service.
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The package also includes free unemployment insurance for the first two years.
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The most likely incremental reforms include insurance premium caps and price controls on hospitals, doctors and pharmaceuticals.
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Pay exempt enterprises include banks and insurance companies.
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These might include residual value insurance , up-grade options and so on.
obtain
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Unfortunately it is becoming harder to obtain public liability insurance cover because of the very large amounts awarded nowadays in damage claims.
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It is also difficult to obtain insurance cover in substantial amounts to cover this type of liability.
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The Society has obtained very good insurance cover at a very reasonable premium.
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The only types of insurance that I have come across are for horse owners wishing to obtain insurance for their own horse.
offer
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For £9.00 we are pleased to offer a top-up insurance comprising of the following additional cover.
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We need to give breaks to those companies offering higher wages, insurance and career benefits.
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Some have gone even further and are offering free mortgage protection insurance for new borrowers.
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Schwab and Great-West are offering 10-year term insurance and universal life insurance, which includes an interest-earning savings or investment account.
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A council spokesman said mortgage holders were offered a choice of insurance companies.
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Schwab initially will offer three types of insurance products to California customers starting May 6.
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Personal pensions are offered by insurance companies, banks, building societies, unit trusts and friendly societies.
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Most banks are also able to offer travel insurance .
pay
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It became increasingly difficult to pay insurance and assistance benefits and at the same time keep them below the level of wages.
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Their employers pay for health insurance only one-third of the time.
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But this was a small price to pay for insurance against a leadership sell-out.
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One Southern deejay remembers asking a New York label for money to help pay off his insurance .
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We have paid home insurance for the last 25 years and have never made a claim.
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Premiums that you pay for group-term life insurance for up to $ 50, 000 in coverage.
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Homebuyers are also paying the price for insurance company ineptitude over unemployment cover.
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Employers and individuals would pay new taxes into the system rather than paying insurance premiums.
provide
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The major banks now provide insurance , security-dealing, trustee and executor services.
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However, many small businesses do not provide insurance now and would face a new expense under Proposition 186.
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These can be minimised by writing the bond under a suitable trust provided by the insurance company.
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Benefits analysts have estimated that companies now providing health insurance pay, on average, about 10 percent of their payroll.
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They take advantage of people's dislike of uncertainty by providing insurance services.
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They mature in 10 years, come in $ 1, 000 minimums and provide insurance against an unexpected inflation surge.
sell
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First Fidelity does not plan to sell MetLife insurance through its branches, even if the law is changed to allow it.
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To reassure investors, some utilities have taken to selling bonds with insurance , once an unusual tactic for utility bonds.
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Some advisers, for example, earn commission from selling you insurance - but don't tell you.
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My father wanted me to sell insurance like him.
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On the practical side he was now selling more fossils than insurance .
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Joseph Kiernan, 55, will head the new business of selling insurance bonds that assure payments.
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Taken on to sell insurance , patent medicines and beauty products, I sold my own animals and bought an old bicycle.
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The company agreed to sell its insurance unit to Kohlberg Kravis Roberts&038;.
PHRASES FROM OTHER ENTRIES
carry insurance/a guarantee etc
comprehensive insurance/cover/policy
▪
At the moment few organizations have comprehensive policies or programs of team rewards in place.
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Drive defensively and have comprehensive insurance.
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Fully comprehensive insurance, maintenance and servicing costs etc. are also not included.
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One manager told me it would be more economic to give everyone comprehensive cover.
third party insurance/cover/policy
▪
Members of the scheme also benefit from a third party insurance, for a premium of £2 a year.
▪
With some landowners now looking towards insisting on third party cover for climbers, insurance is increasingly looking indispensable.
EXAMPLES FROM OTHER ENTRIES
▪
Many Americans cannot afford health insurance .