noun
ADJECTIVE
▪ comprehensive
▪
fully comprehensive car ~
▪ adequate
▪ additional
▪ long-term , short-term
▪ national , social , state
▪ employer-provided ( AmE )
▪
Many people are covered by employer-provided health ~.
▪ personal , private
▪ commercial
▪ compulsory
▪ life
▪ disability , health , health-care , medical
▪ home , homeowner ( AmE ), house ( esp. BrE ), household ( BrE )
▪ auto ( AmE ), car , motor ( BrE )
▪ travel
▪ accident , fire , flood ( esp. AmE )
▪ legal-expenses ( BrE ), unemployment ( esp. AmE ), workers' compensation ( AmE )
▪ credit ( esp. AmE )
▪ liability , malpractice ( AmE ), professional-indemnity ( BrE ), public-liability ( BrE ), third-party
▪ general , universal ( esp. AmE )
▪
universal health ~
▪ marine
▪ special
VERB + INSURANCE
▪ have , maintain
▪
Do you have fully comprehensive ~?
▪
The company maintains liability ~ for its directors and officers. ( formal )
▪ lack ( esp. AmE )
▪
Millions of Americans lack adequate health ~.
▪ apply for
▪ arrange ( esp. BrE ), buy , get , obtain , purchase , take out
▪
The contract requires me to arrange my own ~.
▪
The travel agent recommended that I take out travel ~.
▪ afford
▪ need
▪ sell
▪ pay
▪
I haven't paid the ~ yet this month.
▪ claim , claim on (both esp. BrE )
▪
She set fire to her house and then claimed ~.
▪
We claimed for the car repairs on the ~.
▪ offer (sb)
▪ provide (sb with)
INSURANCE + VERB
▪ cover sb/sth , pay for sth
▪
Does your personal accident ~ cover mountain rescue?
▪
Millions of people in the US are not covered by health ~.
▪
The ~ will pay for the damage.
INSURANCE + NOUN
▪ cover ( BrE ), coverage
▪
~ cover for bodily injury to third parties
▪ policy
▪
a personal ~ policy
▪ plan , programme/program , scheme ( BrE ), system
▪
a compulsory health ~ system
▪
a national ~ scheme
▪ contribution ( esp. BrE ), payment , premium
▪
a monthly ~ premium
▪
Labour has increased national ~ contributions to pay for public services. ( BrE )
▪ costs , rates
▪
rising ~ costs
▪ claim
▪ benefits , money , payout
▪
He bought a new suit out of the ~ money.
▪ services
▪ business , industry , market , sector
▪ carrier ( AmE ), company , firm , fund , group , provider ( esp. AmE )
▪ adjuster ( AmE )
▪ agent , broker , salesman , underwriter
▪ certificate ( esp. BrE )
PREPOSITION
▪ ~ against
▪
More people are taking out ~ against the high cost of dental care.
▪ ~ for
▪
compulsory ~ for personal injury to employees
▪ ~ on
▪
The court heard that he stood to gain millions in ~ on his wife.
▪ ~ with
▪
Her ~ is with General Accident.
PHRASES
▪ a certificate of ~ ( esp. BrE )
▪ a contract of ~ ( BrE )
▪ a period of ~ ( BrE )
▪
If you make more than two claims in any period of ~ you may lose your no-claims bonus.