BANK


Meaning of BANK in English

I. noun

COLLOCATIONS FROM OTHER ENTRIES

a bank debt (= one that you owe to a bank )

The company closed with bank debts of about £350 million.

a bank loan (= money lent by a bank )

What is the interest you will pay on a bank loan?

a bank of fog ( also a fog bank ) (= a large mass of fog )

As we approached the coast, we ran into a dense bank of fog.

a bank/cheque card British English (= one that you must show when you write a cheque )

Always keep your cheque book and cheque card separately.

a bank/mass of cloud (= a large block of cloud )

A heavy bank of cloud was creeping across the sky.

a commercial bank (= one that accepts people’s money, provides loans etc )

Several large commercial banks cut their lending rates.

a data base/data bank (= a large amount of data stored in a computer system )

We can compare insurance prices from different companies on the database.

a steep bank

He scrambled down the steep bank.

bank account

I’d like to open a bank account .

bank balance

bank card

bank charges (= fees charged by a bank for some services )

You will have to pay bank charges if your account is overdrawn.

bank draft

bank holiday weekend (= a weekend on which there is a bank holiday on Friday or Monday )

bank holiday

Next Monday is a bank holiday.

bank manager

bank rate

bank robberies

Police are investigating a series of bank robberies in South Wales.

bank statement

bank/sales/project etc manager

She’s now assistant marketing manager for the south east area.

one of our regional managers

blood bank

bottle bank

central bank

clearing bank

data bank

electronic banking

food bank

high street banks/shops/stores etc

Internet banking

Internet shopping/banking

The new regulations will increase customer confidence in Internet shopping.

Internet banking saves customers a lot of time.

investment bank

memory bank

merchant bank

online banking

open a bank account

I’d like to open a bank account .

savings bank

sperm bank

telephone banking

the banks of a river (= the land near a river )

He bought a house on the banks of the River Wye.

the economic/banking system

There are fears that the whole banking system could collapse.

the financial/banking sector (= the part of the economy to do with money and finance )

The UK financial sector is looking healthier than ever.

the river bank

Crowds lined the river banks to watch the boat race.

COLLOCATIONS FROM CORPUS

■ ADJECTIVE

big

But while it happens, the big banks will be taking the strain of the smaller ones.

The big bank holding company said the thrift, based in Las Vegas, has $ 1. 8 billion in assets.

Here they all were - business, commerce, the big banks .

We saw the big white bird bank over the town, and then land at the new military airfield.

While big and small banks are both pushing up rates, they are doing so for different reasons.

For the 11 big money-centre banks whose statistics Salomon Brothers records, return on assets fell in 1990 to about 0.3%.

London has traditionally preferred a free-wheeling culture with minimal bossing by government, big banks or regulators.

central

The most effective proven mechanism to achieve price stability is an independent central bank dedicated to that objective.

Requiring a central bank to support a flagging currency will remain a bad idea after the union is formed, Tietmeyer said.

Readers should ascertain how their own central bank defines money supply.

Generally, politicians believe that central bank officials are too stingy with the money supply and too concerned about inflation.

Government intervention, usually involving the direct buying or selling of domestic and foreign currencies by central banks .

The central bank is scheduled to release the figure this week.

Just how closely a central bank works with the government will vary from country to country.

commercial

The setting up of an Assets Management Corporation to consolidate bad debts transferred from commercial banks would only prop up the rich.

Nearly all large commercial banks now offer highly sophisticated cash management systems for their commercial accounts.

Thanks to the new rules, commercial banks will soon be able to compete with the merchant banks on the same terms.

Even small firms that bank with small commercial banks can use such systems through established arrangements among the banks.

In modern times, commercial banks are still able to create money, but only in the form of bank deposits.

Cicero Bank is a New Yorkchartered commercial bank with total assets of $ 26 million and total deposits of $ 21 million.

Moreover commercial banks today mainly lend to well-heeled borrowers in their own countries.

The three main sources of short-term financing are trade credit, short-term commercial bank loans, and commercial paper.

foreign

The reader should ascertain the degree of foreign bank involvement in his own country.

Whether the foreign banks were more user-friendly than we, I do not know.

The import element of such schemes can be financed by foreign currency bank loans.

What services are performed by foreign banks in London? 7.

In 1990 the exchange had 59 members, including 13 foreign banks .

Its membership embraces foreign banks and investment houses.

large

He cites a very senior management accounting role in a large international bank , requiring exceptional management accounting experience.

He found places where the waves bounced off the boundary and then returned to the surface near a large bank of seismographs.

Danske Bank became the largest bank in the Nordic region, with Unibank slightly smaller in terms of overall capital assets.

Successful though holidays may be they would not take place without a large bank balance.

major

He has organised a meeting between the regional directors of the major clearing banks and the Federation's North-East members.

Shares of banks with operations in northern Florida rose after several major banks reported strong fourth-quarter profits.

Your family now control Duncan Pharsee Schiller, one of the city's major merchant banks .

Earnings at some major regional banks suffered from higher-than-expected provisions for problem loans.

Lesser banks will expect to pay slightly more for funds than the major retail banks.

The average of interbank offered rates for dollar deposits in the London market based on quotations at five major banks .

Give a brief account of the main services provided by major banks . 8.

To try to alleviate that, the United Kibbutz Movement began negotiating with the major banks to reduce the debt.

■ NOUN

account

Who is to say what part of the loving relationship was generated by the bank account ?

Growing familiarity with technology to access bank accounts and to handle financial affairs is boosting interest.

Hidden charges on bank accounts are not helpful to anyone trying to see what is happening to their money.

His campaign bank account is full.

She also wanted to retain her own surname, separate bank accounts and tax returns.

We've got a joint bank account , but I don't use it.

So far $ 200m has been found in foreign bank accounts .

Is it simply a transfer from the customer's bank account to building society account of money that was lying idle?

balance

Your bank balance might be given a pleasant surprise.

Until Helen discovered what appeared to be a mistake in their bank balance , that is.

The clever ones soon discovered that while banknotes could be seized a bank balance could not.

Certain things, such as electric charge, bank balances , or dates are quantified by numbers of this kind.

It's the psychological equivalent of having a flashy red sports car plus the bank balance and looks to match.

The bank balance assured him of continued calm.

He had a bank balance that a senior merchant banker would not be ashamed of.

Citicorp first installed ATMs to serve customers with low bank balances .

clearing

He has organised a meeting between the regional directors of the major clearing banks and the Federation's North-East members.

This would then stimulate other institutions to change their rates too, in order for them to remain competitive with the clearing banks .

There is nothing to stop you doing most of your business with your main clearing bank if the rates are competitive.

We believe we have more experience in helping franchisees and franchisors than any other clearing bank .

These factors, he argues, created a situation where many clearing banks were well placed to expand.

According to analysts at Lehman Brothers, the nine main clearing banks combined have averaged annual ROEs of less than 7% since 1988.

In particular, the clearing banks ceased to tie their deposit and lending rates to it.

The clearing banks were ideally placed.

deposit

Customers of other banks will have more securities, fewer bank deposits and their banks will have fewer operational balances.

Singh said the defendants used phony checks prepared by Young to make bank deposits , pay debts and make purchases.

Building society and bank deposit investors could hardly say the same.

Lower interest rates also make the rate of return on bonds more attractive than bank deposits and new bond issues.

But these bank deposits are being held as a form of instant security against sudden withdrawals.

Lower rates hurt a currency by making bank deposits denominated in it less attractive.

The seller has given up goods in exchange for an increase in his bank deposit .

holiday

Available on Saturdays, Sundays and bank holidays , the concession is available on most InterCity trains in and out of London.

Even 50 different speed limits, bank holidays , fireworks laws are defensible.

A business day means any weekday other than Christmas Day, Good Friday or any bank holiday .

For example, Monday clinics are prone to develop a backlog owing to bank holidays and statutory holidays.

The museum is open every day except winter bank holidays - afternoons only during weekends.

The rest of the bank holiday weekend passed slowly.

But that remains an annual event, with the sixth one coming up this August bank holiday .

Tea allowances, bank holiday allowances, large town allowances are all being threatened by management.

investment

But this year nine of the top investment banks have been plotting ways to beat the tax increases.

There was something fishy about the way supply met demand in an investment bank .

The first is deciding what kind of investment bank it ought to be.

The investment bank is unlikely to be able to squeeze monopoly rent from a relationship.

Anne Heche plays Alex, a beautiful woman who works in a disreputable investment bank .

Drexel's collapse is especially painful for those junk-bond issuers which had counted on the investment bank to restructure their debt.

loan

Palm-greasing for just about anything from entry to a favoured school to obtaining a bank loan has been considered a fact of life.

They could move, but that would mean taking out a bank loan .

Men tend to use bank credit cards, bank loans or overdrafts more than women do.

The two couples then applied for a bank loan to help finance construction of a six-bedroom oceanfront mansion.

The last-mentioned might involve share issues or further bank loans .

And those with bank accounts are more likely than others - though not exclusively - to get bank loans .

Although bank loans are a vitally important source of finance, this is not to the complete exclusion of equity issues.

But clearly very many more potential users think that bank loans would be difficult.

manager

It throws into doubt the claim that the call was intercepted by a retired bank manager in Oxfordshire.Ian Maclaren reports.

At every turn they are faced by the bank manager and bankruptcy.

Hence the meeting with her bank manager earlier this afternoon!

Any sensitive bank manager must have the same feeling.

Does anyone else have this problem with their bank manager ?

The Department certainly gave Tom McCormack a send off he won't forget - and neither will his bank manager !!

He has a co-operative bank manager and managed to buy second hand machinery.

The profits grew and the bank manager began to smile at Carrie whenever she paid in the weekly takings.

memory

We boiled your memory banks down into two categories - the rest we threw away, sorry to say.

They functioned as the living and growing memory banks for the entire corporation.

In a matter of seconds, his fingerprints had been photographed and checked by computer against the central memory banks .

The three memory banks represent the red, green and blue components of the image seen on the television monitor.

Eight bit-planes per memory bank allows 256 levels of the associated primary colour to be represented.

Earlier than that still, and his memory banks were empty.

The digital images held in the memory banks are converted to television signals which are displayed on the monitor.

What implants a salad in the memory banks is the salad dressing.

merchant

Five months ago, 32-year-old Richard Simpson was a corporate financier with merchant bank Morgan Grenfell.

Others are employed in merchant banks advising pension funds.

Former business analyst at a merchant bank .

The merchant bank Morgan Grenfell slipped 7p to 399p and Burmah, the oil group, 9p to 637p.

Guinness Mahon, the merchant bank , rose 1.5p to 147p.

Some accountants have attacked the merchant banks for their inflated self-image and snobbery.

The Founders had to agree everything to do with the paper, including the appointment of the sponsoring merchant bank .

note

If you can't get the money, you fake the bank note .

I took a;, bank note from my pocket and paid the waitress.

This financial surplus will be in the form of increased holdings of bank notes , bank deposits and shares, etc.

He would hand her a sheaf of uncounted bank notes , which she received without a word of thanks.

Then there's at least two huge halls full of nothing but bank notes .

Inconvertibility is generally regarded as the final stage in the development of the bank note or paper money.

Limit for cash or bank notes £250.

Inside were a couple of building-society account books and a few bank notes .

river

One hot day I remember leaving guns and clothes along the river bank and swimming without a stitch on.

The move follows reports that a new mechanised suction dredge is breaking up river banks , blocking rivers and killing fish.

For example, mink have been radio-tracked along river banks inside major cities.

It will include development of canal and river banks and extensive landscaping.

Others die from collisions with vessels travelling up and down the river , and from explosions carried out during river bank construction.

The path from Billy's cottage wound down towards the river bank .

I returned to my men and told them to unload under some fig trees on the steep river bank .

The river banks were frequently lined with curious onlookers who struggle to eke out an existence in this harsh environment.

robbery

One major bank robbery had just come to trial.

In 1979, President Carter commuted her seven-year sentence for bank robbery and use of a firearm in commission of a felony.

He lent the group's activists a flat, and laundered the proceeds of their bank robberies .

Stedeford, 27, was convicted in November of a bank robbery charge in Iowa and will be sentenced next month.

Three people have been arrested after Britain's first alleged attempted online bank robbery was thwarted.

Since then, both men have been sentenced to long prison terms for attempted bank robbery in Los Angeles.

The jury earlier acquitted the three of two bank robberies in London, in which the families of managers were also terrorised.

Williams had received the George Medal for saving three young children who were taken hostage during a bank robbery .

statement

She ran a sticky finger down the monthly balance-sheet, then checked the figures against the handwritten bank statement .

Two weeks ago, Leavey glanced at the bank statements NationsBank was sending to Dena.

After the couple's death police discovered bank statements which showed they paid the builders £23,000 for it.

On your bank statement , it will show up as $ 47, 395.

And don't forget: keep a record of your order, so you can balance it against your bank statement .

Sands opened the bank statement first.

Tax inspectors should be empowered to examine a man's bank statement as well as his credit-card dealings.

However bank statements and a mortgage statement will be required.

street

But the new decade also promises to revolutionise high street bank branches yet again.

Cashed his cheque at the High Street bank .

Career development loans are also available from high street banks .

Even the lower rate makes the offerings from other high street banks look miserly.

Representatives from the world of high finance included chartered accountants and members of the major high street banks .

Many new lenders have entered the fray - High Street banks , foreign banks, specialist lenders and insurance companies.

The Midland's financial weakness became a source of worry to the other high street banks .

■ VERB

break

Middleton had denied breaking into the bank on 6 December last year while acting with others, with intent to steal.

Should Johnson return to the Dolphins, he will break the bank .

Shakespeare market a very good one through tackle dealers at a price that will not break the bank .

Don't worry about breaking the bank either.

The move follows reports that a new mechanised suction dredge is breaking up river banks , blocking rivers and killing fish.

Last year, Courtney broke the bank with seven out of eight predictions panning out.

I had no choice under the circumstances, and the fees won't exactly break the bank .

I would like to gather everyone somewhere warm and appealing to all ages and not break the bank in doing so.

hold

Most beginners apply the opposite rudder too harshly and this makes it difficult to hold the bank constant.

I thought of the Saturday afternoon outings when we had held bonfires on the banks and the kids had gone skating.

Market loans reduce the volume of idle cash held by banks .

The trio play bored pensioners who decide to hold up a bank .&038;.

They attend different churches and are said to hold separate bank accounts.

The central bank is most concerned to limit inflation because inflation depreciates the value of the assets held by the commercial banks.

It found that 42 accounts held at 23 banks in Britain had a turnover of £870m between 1996 and 2000.

pay

Your pension can then normally be paid into a bank in the United Kingdom or to some one else authorised by you.

Congress also has shifted from direct loans to loan guarantees: promises to pay back private bank loans if the borrowers default.

Will the profits of the business be enough to pay back bank borrowing?

August paid off the bank , then never set foot in New Albion or Lake Wobegon again.

The client director had to pay the bank £10,000.

But he paid for phone banks , mailings, transportation and registration fees for his straw poll supporters.

Most major banks have fraud departments to deal with the problem ... but its the customer who ends up paying .

The miners then sell the gold at prevailing rates, and use the future output to pay back the central banks .

PHRASES FROM OTHER ENTRIES

a run on the bank

be laughing all the way to the bank

break the bank

At under £14,500 it won't break the bank either.

Attractive bathrooms need not break the bank.

Don't worry about breaking the bank either.

I had no choice under the circumstances, and the fees won't exactly break the bank.

I would like to gather everyone somewhere warm and appealing to all ages and not break the bank in doing so.

Last year, Courtney broke the bank with seven out of eight predictions panning out.

Shakespeare market a very good one through tackle dealers at a price that will not break the bank.

Should Johnson return to the Dolphins, he will break the bank.

burst its banks

Denied its usual egress, the river had burst its banks and was pouring down the fire-ravaged streets.

Residents were evacuated from the town as the waters rose and the Ouse threatened to burst its banks.

The River Deben had burst its banks and people's homes were getting flooded.

The River Frome had burst its banks after torrential rain and the Rovers' ground was absolutely waterlogged.

offshore banks/companies/investments etc

A review of offshore banks was also started and was expected to lead to several banks losing their licences to operate.

All plans are offered with guaranteed clean title in offshore companies.

For a good ways more, Collymore sailed onward to the offshore banks and then anchored.

The table below shows the best deals currently available from offshore banks and building societies.

the man who broke the bank at Monte Carlo

EXAMPLES FROM OTHER ENTRIES

Boy, you must have all kinds of bank after payday, huh?

Fans who couldn't get into the stadium watched the match on banks of TV monitors outside.

He was drunk and drove into a snow bank .

I'll stop at the bank on the way home.

Portland is a sprawling city on the banks of the Willamette River.

The bill would force banks to lower credit card interest rates.

the grassy banks of the river

The scientists sit behind banks of computers, giving instructions to the crew of the spaceship.

The sun was setting behind the opposite bank .

They were building a new theatre on the south bank of the Thames.

EXAMPLES FROM CORPUS

A minority-owned bank had agreed to the arrangements and several nonprofit housing sponsors were lined up to participate in the program.

Four big banks cut their prime lending rate by half a point to 9.5%.

One hour and 12K later I had deposited a couple of pounds into my bank account.

Parks and playgrounds that are perfect for picnicking include the Esplanade, which runs along the banks of the Charles River.

The bank reported fourth-quarter results that were in line with estimates, even though net income rose only 1 percent.

The banks, in turn, claimed that their hands were tied by federal regulators who discouraged them from lending.

The money supply is unchanged and banks still have the original deposit.

The pre-tax figure was above City expectations and gave evidence that the bank is finally coming to grips with its bad-debt problem.

II. verb

COLLOCATIONS FROM CORPUS

■ NOUN

issue

There was heavy buying in major blue-chip stocks, including pharmaceuticals and banking issues .

online

Next month the Halifax launches its new online and telephone bank Intelligent Finance.

Cahoot's new interest range outstrips its online banking rival, Intelligent Finance, the Halifax's Internet bank.

rate

Overnight, state banks drastically raised interest rates , and people flocked to deposit their hoarded cash.

river

It was this provision the Salt River tribe was banking on to force Symington to finally sign a compact with the tribe.

PHRASES FROM OTHER ENTRIES

a run on the bank

banking/drug/health etc czar

Barry R.. McCaffrey, White House drug czar .

Our drug czar watches in impotence as shooting wars between drug gangs erupt in city after city.

Similarly, when Dole asserts that Clinton reduced the office of drug czar by 83 percent, he is on solid ground.

Standouts include Douglas's anti-drugs czar whose daughter is a crackhead.

When drug traffic escalates, they appoint a national drug czar .

offshore banks/companies/investments etc

A review of offshore banks was also started and was expected to lead to several banks losing their licences to operate.

All plans are offered with guaranteed clean title in offshore companies.

For a good ways more, Collymore sailed onward to the offshore banks and then anchored.

The table below shows the best deals currently available from offshore banks and building societies.

the man who broke the bank at Monte Carlo

EXAMPLES FROM OTHER ENTRIES

Bank the hot coals on a grill.

Dozens of candles were banked before the altar.

She's managed to bank more than $300,000.

The bobsled run has banked curves about a mile long.

The enemy fighter banked left, then right.

Longman DOCE5 Extras English vocabulary.      Дополнительный английский словарь Longman DOCE5.