LOAN


Meaning of LOAN in English

I. noun

COLLOCATIONS FROM OTHER ENTRIES

a bank loan

What's the interest rate on your bank loan?

a student loan/grant (= money that is lent or given to a student )

Some of them are still paying off student loans.

bridging loan

home loan

loan shark

long-term loan/investment

repay a loan/debt etc

Your mortgage will be repaid over 25 years.

savings and loan association

secure...loan

He used his house to secure the loan .

student loan

take out a policy/injunction/loan etc

Before taking a loan out, calculate your monthly outgoings.

COLLOCATIONS FROM CORPUS

■ ADJECTIVE

bad

The latter was hurt by bad property loans in its Arizona and Texas subsidiaries.

Banks are trying to cut costs to generate money to write off their bad loans .

They argue that banks have put the worst of their bad loans behind them and become more efficient, making record profits.

Traders said domestic institutions are selling stock in order to raise money to pad their bottom lines and help offset bad loans .

Rising bad loans could conceivably bring down an insurer or a hedge fund with little or no warning.

Banks still hold several trillion yen of bad loans .

foreign

The import element of such schemes can be financed by foreign currency bank loans .

Leaders of the independent republic, therefore, turned to foreign nations for loans to cover the expenses of government.

Approximately 70 percent of development expenditure was to be financed from foreign assistance and loans .

Last month Ivory Coast for the first time missed several key payments on foreign loans .

Foreign-debt servicing is not included in spending, though foreign loans received are included in revenue.

The Ryzhkov plan is also cautious on foreign loans and investment.

large

For larger loans security may be required.

We would recommend you protect your loan with suitable life cover and for larger loans this would normally be a requirement.

Analogously, large loans attract a lower interest rate than small loans because of the administrative economies of scale.

Consequently, at the end of the deferred term, you will have a larger outstanding loan to pay off.

We chose these three prices because most larger loan discounts come into force when you borrow more than £60,000 or £100,000.

And it is not just those with larger loans who can make great savings.

new

It offers a new fixed-rate loan where people have to pay 10.6 percent for five years.

As new inventory items are received, new loans are created.

Do you take out a new loan before the old one is paid off?

And the bank has always been willing to make new loans to cover old ones.

Do you take out a new loan to pay off the old one?

Interest rates on the new Sallie Mae loans vary quarterly.

Hammadi said that the budget would reduce by US$2,495 million foreign debts including new loans expected in 1990.

The pace of growth in new auto loans also lost momentum from the previous month.

personal

His fall into debt started at the age of 16, when Barclays gave him a personal loan of £5,000.

Discussed with my accountant the benefits of leasing or personal loan .

They have used finance company personal loans more than women have in the past, but women now use them as much.

Banks say the devices increase the number of personal loan transactions.

The average person owes more than £6,300 through personal loans , credit cards and hire purchase.

Interest rates, running around 15 percent, and repayment terms are similar to the traditional personal loan .

They also provide personal loan facilities and financial advice to their customers.

A 125 per cent loan is a personal loan partly secured on the property, wrapped around a mortgage.

soft

The production of renewable energy sources should also be promoted through grants, soft loans and fiscal incentives, the report concluded.

The funding packages-a mixture of soft loans , grants, scholarships and paid work on campus-vary.

■ NOUN

agreement

The seller must be asked whether any of the fixtures and fittings are subject to hire purchase or loan agreements .

Much of the complaint against Isetan refers to the structure of the various lease and loan agreements , rather than their wording.

The law of Ohio was the proper law of the loan agreement .

Studio Plus says it expects the loan agreement to close within the month.

Fixed Interest: the rate of interest will not change during the period of the loan agreement .

People in manufacturing or wholesale businesses frequently have revolving loan agreements with their banks.

Keith was impressed with the integrity of the conditions at Newark and was more than happy to come to a loan agreement .

And seldom does a revolving loan agreement state that the bank must let you pay payroll taxes.

bank

Men tend to use bank credit cards, bank loans or overdrafts more than women do.

Finally, interest expense on the long-term bank loan is payable quarterly at the rate of 12 percent per year.

On May 5 a special court had acquitted Zardari of fraudulently obtaining a bank loan .

The two couples then applied for a bank loan to help finance construction of a six-bedroom oceanfront mansion.

Although bank loans are a vitally important source of finance, this is not to the complete exclusion of equity issues.

The scheme, started two years ago, is designed to support ventures which normally would not qualify for bank loans .

But clearly very many more potential users think that bank loans would be difficult.

business

Midland has a full range of business loans to meet these needs.

For your corporation, the loan would be a business loan and the interest would be fully deductible.

car

Further reports on lighting and car loans will be presented to the council in coming months.

Lower interest rates, for example, spur car loans and home mortgages.

In total they owed £6,000 on a car loan and credit cards.

When violating marriage vows carries less legal weight than defaulting On a car loan , why should people bother?

Digital workers were always good for a car loan or a mortgage, perceived as being in secure, well-paid jobs.

Rates on car loans and credit cards should come down too, but perhaps not as quickly, said economists.

Good workers, with high self-esteem ... not the type to renege on a £60,000 mortgage or a £10,000 car loan .

Rates for car loans are about 45 percent, though they have been as high as 50 percent in the last year.

company

You will have to approach a specialist bridging loan company .

Concern about the housing loan companies tempered any gains in exporters, rising with the dollar.

He found a job quickly, working as a collections manager for a loan company at $ 340 a month.

guarantee

Counselling services and loan guarantees are among the better known.

How are loan guarantees to be counted?

To be managed by the Federal Railroad Administration, the programme will offer loans and loan guarantees for up to 25 years.

Congress has approved $ 117 million in development aid and loan guarantees to Pretoria this year.

The government-sponsored loan guarantees could be an alternative for some airlines which have been seeking foreign partners, the Times said.

He had helped lead the Senate fight for the loan guarantees .

home

An increase in mortgage interest rates depresses the demand for home loans as individuals reduce their demand for new housing.

Demand for mortgage passthroughs, which represent pools of home loans , recently has increased, traders said.

BofA also originates $ 10. 3 billion in home loans , ranking it the ninth largest in the country.

But the result confirmed that building society provisions will rocket this year to cover bad and doubtful home loans .

For a thrift manager to make a thirty-year home loan , he had to accept a rate of interest of 10 percent.

The level of provisions could begin to drop next year as fewer families fall behind in their home loan payments.

The average home loan is now almost triple the £13,000 at the beginning of the Eighties.

mortgage

As Table 4.1 shows, over 80 percent of building society assets consist of mortgage loans for the purchase of property.

Hundreds of lawsuits have been filed by homeowners across the country alleging mortgage loan fraud.

Building societies' major assets are mortgage loans .

To take advantage of it, however, the thrifts had to sell their mortgage loans .

The wife and kids, the mortgage loan , the car payments.

Loan counselors using the Internet assist in selecting the right mortgage loan .

Bit IFAs can also arrange mortgage loans through the high-street lenders.

It has $ 42 billion in outstanding mortgage loans among 502, 000 families in metropolitan Los Angeles.

repayment

Furthermore, the Brewery loan repayments were re-negotiated and special discounts arranged on the goods they supplied.

This provides an assured market for the product and thus serves as a loan repayment source.

One is to make maximum use of long-term debt, soas to avoid loan repayments before the project's completion.

The net deficit, after allowing for tax concessions and loan repayments , would be F$28,000,000.

The external loan repayments relate to the cash flows out of the authority enforced by maturity dates earlier than 60 years.

If the business can not continue to meet the loan repayments , the lender is entitled to seize the security.

Firstly, loan demand must come from creditworthy customers who can guarantee loan repayment at a future date.

B and L were unable to keep up with their loan repayments and the bank appointed administrative receivers.

scheme

The average student is much better off under our arrangements of a combined grant and loan scheme than previously.

Further details of these special loan schemes can be obtained by ticking the appropriate box on the attached coupon.

She had previously benefitted from a credit and loan scheme , but had been unable to continue due to lack of funds.

Mr. Alan Howarth More than 245,000 students have received loans since the introduction of the student loans scheme in autumn 1990.

This student loans scheme has degenerated into open shambles.

The student loan scheme deters many bright youngsters from poor families.

The November 1988 white paper on the loan scheme proposed a move to gross income.

The student loans scheme has proved a success.

shark

It originally meant the pledging of the coming rice crop to local loan sharks .

As a class, professional golfers are swell well-scrubbed chaps and chaplets, infinitely preferable to professional wrestlers or professional loan sharks .

This compares with some loan sharks who can charge in excess of 10,000 percent!

In Ireland, the coverage of unions is now so extensive that the loan sharks have been almost driven out of business.

stock

Any new stock will need to be constituted by an appropriate trust deed or loan stock instrument.

The pension fund loan and loan stock are to be repaid immediately following completion provided their terms allow for repayment on completion.

Unsecured loan stocks are corporate bonds that are not secured by either a fixed or a floating charge.

Preference shares, particularly redeemable preference shares, are sometimes considered to be more akin to loan stock than share capital.

Other main forms of payment involve the issue of shares or loan stock by the purchaser.

Secondly, even if loan stock is unsecured it will rank equally with the other unsecured creditors.

The offeror will have a choice of issuing secured, unsecured or subordinated loan stock .

Unsecured loan stock will have a higher carrying cost but less of an impact on the offeror's gearing.

student

Her student loan ran out earlier last month and she is now £500 overdrawn.

Some of them are still paying off student loans and confronting the increasing costs of educating their own children.

It is £2,265 for the full grant and £420 for the student loan - in total a yearly income of just £2,685.

It borrows money by selling its own debt and invests in student loans .

The remaining budget was made up by personal contributions-\#student loans !-from the team members.

As I was applying for student loans , I learned that federal grants were slated for Republican cuts.

Picture, page 4 Rethink call from Tory peers follows banks' pull-out Minister in corner over student loans .

The standard rate for a federal student loan that does not require a co-signer is now 8. 25 percent.

■ VERB

arrange

Her friend Abraham Goldsmid arranged a loan , but it did not last her long.

They are adept at arranging huge loans , underwriting stock offerings and putting together multinational mergers.

But they are usually tied to a particular building society or insurance company and so will only arrange loans with them.

Some securities firms arrange bank loans for customers, earning fees for doing so.

Companies may arrange such loans through a third party - for instance, through the relocation company.

Then I could arrange a loan for what I owe him and slide on to the reclining dental chair.

Bit IFAs can also arrange mortgage loans through the high-street lenders.

They are invited to write to the Principal Librarian to arrange a postal loan service.

grant

Companies hit by labour disputes were to be granted emergency loans and allowed to postpone tax repayments for up to nine months.

Besides scoring consumers, Fair, Isaac pioneered using the same techniques to grant loans to businesses.

She became an independent student and financed herself through two scholarships, an equal opportunities grant and a state loan .

When a customer is granted a loan by his bank, the sum of money lent is added to his account.

The next question is whether such action is taken in relation to the grant or refusal to grant a further loan .

The business lobby has been squealing for everything from accelerated depreciation allowances to a Business Development Board to grant cheap loans .

The bank does this by granting new loans amounting to £18,000.

make

Banks used to make loans and keep these on their books until they were repaid.

The pension funds that made the Mercado loan have other ideas.

Firms may also make provision for bridging loans or provide temporary mortgage facilities.

When David Hale claims he was pressured into making illegal loans , he is branded a crook and a liar.

The banker puts together different contributions to make a syndicated loan .

It tells you who makes these kinds of loans .

We are going to make sure that loans we get go to the productive sector.

obtain

All Stirling could obtain was the loan of one officer and twelve other ranks.

Accounts receivable may be pledged, assigned, or factored as a means of obtaining short-term loans .

Palm-greasing for just about anything from entry to a favoured school to obtaining a bank loan has been considered a fact of life.

Santa Anna had created twelve thousand new civil and military positions and had obtained several loans at ruinous rates of interest.

To obtain a loan , applicants must belong to a professional or trade group of 15 people.

They allow the farm to obtain a loan from the government by using the crop at collateral.

On May 5 a special court had acquitted Zardari of fraudulently obtaining a bank loan .

There are around 180 repair schemes to help older people obtain grants or loans for repair and improvement work.

offer

It offers a new fixed-rate loan where people have to pay 10.6 percent for five years.

Middle-income families were offered government-guaranteed loans but no grants.

She went to see if she could be of any use. Offer the loan of her car?

Many will offer low-interest loans , tax breaks or whatever else it takes to close a deal.

National development organizations and regional or international agencies sometimes offer long-term loans for certain classes of projects at low rates of interest.

I have been offered the loan of an old retired Cadillac.

To be managed by the Federal Railroad Administration, the programme will offer loans and loan guarantees for up to 25 years.

Her computer breaks down on deadline; amiably, he offers the loan of his laptop.

pay

Again, separate life cover is required to pay off your loan in any eventuality.

Some of them are still paying off student loans and confronting the increasing costs of educating their own children.

You can pay off the loan early, at any time, without any penalty.

A homeowner who has paid down that loan or seen a significant increase in property value may no longer need this coverage.

Younger lawyers often have greater need for current cash to support young families and pay off educational loans and mortgages.

Last week the deadline for finding eight thousand pounds to pay back a loan from a mortgage company expired.

They also do not charge you for paying off the loan early.

As a result, a number of employers are prepared to pay for interest-free loans .

provide

It thus provides lower cost loans by operating with narrower interest rate margins than those of domestic banking operations.

Secondly, there is a buyer credit where a bank in the exporter's country provides a loan to the importer.

Park provided cheap loans and tax benefits to nurture Daewoo and a few other businesses into conglomerates that mass-produced for export markets.

The balance of the contribution was paid into the welfare fund, which was used to provide interest free hardship loans .

They also provide personal loan facilities and financial advice to their customers.

So many banks prefer to provide against their loans and pray for recovery.

Another £3.6m was provided against loans to the trustees of the Employee Share Option Trust.

receive

Mr. Alan Howarth More than 245,000 students have received loans since the introduction of the student loans scheme in autumn 1990.

Regular attendance is a pre-condition to receiving a loan .

As new inventory items are received , new loans are created.

repay

If they buy on credit are they likely to encounter difficulties in repaying the loan ?

She apparently stopped repaying the loan after the bank changed ownership and lost the loan documents, they said.

If you get into difficulties repaying the loan , go straight to the lender and explain the problem.

The trick was to buy them below face value just before the homeowners repaid their loans .

It is like taking out a mortgage: we have to repay the loan many times over.

The members were very scrupulous about repaying their loans , with interest.

If you want to repay your loan early that's fine with us.

Council officials say they used the $ 8 million to repay loans and expenses connected with the mifepristone project.

secure

Careful arrangements were made to secure loans .

It was alleged that the shares were deposited at National Westminster Bank and used to secure loans for the Maxwell companies.

While others advertise building societies, he has enough problems securing a loan .

The new guarantee is designed to help farmers establish a base farming income, needed to secure agricultural loans .

Even those Junkers who managed to secure loans were already heavily in debt.

Government favour also helped firms secure loans from private banks.

Lendoiro secured a loan to wipe out the club's debts and give the club some clout in the transfer market.

service

Banks' need for capital is greatest when economies are in recession and borrowers can not service their loans .

A lawyer representing the company currently servicing the loan denies Aikens' assertions.

Yet still his outgoings, swollen by servicing the loans , were not covered in their entirety.

PHRASES FROM OTHER ENTRIES

call in a loan/debt

As the banks were squeezed, they called in loans and forced bankruptcy on their clients.

As we have seen, if banks are short of cash they can call in loans from the discount houses.

No banks to call in loans.

The college takes 500 pupils from across the world and decided to call in debt collectors as a last resort.

clear a debt/loan

It is coupled with Gade's third symphony, a work combining originality with clear debt to Mendelsshon's symphonic style.

forgive a debt/loan

service a debt/loan

The result is inadequate cash flow to service debt during the first critical years after purchase.

The workers and peasants toil and sweat to service debts owed to the international bankers and multilateral agencies.

soft loan/credit

The funding packages-a mixture of soft loans, grants, scholarships and paid work on campus-vary.

The production of renewable energy sources should also be promoted through grants, soft loans and fiscal incentives, the report concluded.

EXAMPLES FROM OTHER ENTRIES

a long-term bank loan

attempts to increase the safety of loans to foreign countries

Cox specialized in assisting borrowers who didn't qualify for bank loans.

Failure to repay a student loan can ruin that person's credit rating.

He received hundreds of dollars in loans from the financial institutions.

I can't afford to buy a new sofa until I pay off this loan .

If you need more money, we can arrange a loan .

Mexico repaid its US loans through a successful program of economic reform.

She survived by taking out a bank loan and working extra hours.

Take out a Midland personal loan now and pay the money back in easy stages.

The bank offered him a loan of £15,000 to set up a business.

The organization asked for a $2 million loan to plant new trees in the rainforest.

We have a full range of business loans to suit your needs.

We took out a loan to buy a new car.

EXAMPLES FROM CORPUS

He says he actually was referring to loans that surpass the equity of the homes, not home-equity loans in general.

Last month Ivory Coast for the first time missed several key payments on foreign loans.

Men tend to use bank credit cards, bank loans or overdrafts more than women do.

The charge on loans to depository institutions by the Federal Reserve Banks.

The funds could be provided by you as a shareholder either as a loan or as further share capital.

The same loan from First Active Financial would have set you back £4,088.92.

II. verb

COLLOCATIONS FROM CORPUS

■ NOUN

bank

In effect the Berlin banks who loaned money to the Junkers were paying themselves through an agricultural clearing house in East Prussia.

The Fed lowered the key federal funds rate on overnight bank loans twice last year, in July and December.

Congress also has shifted from direct loans to loan guarantees: promises to pay back private bank loans if the borrowers default.

The second major source of short-term financing is commercial bank loans .

Schneider faces five counts of fraudulently obtaining bank loans for building projects and one count of failing to disclose bankruptcy.

million

One would call for $ 6. 35 million in public loans to leverage $ 30 million in private investment.

The company took the original $ 30 million loan as part of its initial public offering in June 1995.

money

Of course, some third world countries spent heavily on armaments, bought effectively from the same capitalist cartel who loaned the money .

Everybody contributed something, and then we agreed to loan the money out to various members.

In effect the Berlin banks who loaned money to the Junkers were paying themselves through an agricultural clearing house in East Prussia.

The bankers just got four years of good cussing by everybody for loaning too much money .

I offered to loan him money to go for a two-week vacation there and see if he liked it.

It was what made Frank give out the food or loan some money to a man out of his own pocket.

trillion

The jusen are saddled with 6. 27 trillion yen in uncollectible loans .

yen

The jusen are saddled with 6. 27 trillion yen in uncollectible loans .

PHRASES FROM OTHER ENTRIES

soft loan/credit

The funding packages-a mixture of soft loans, grants, scholarships and paid work on campus-vary.

The production of renewable energy sources should also be promoted through grants, soft loans and fiscal incentives, the report concluded.

EXAMPLES FROM OTHER ENTRIES

The family loaned their collection of paintings for the exhibition.

EXAMPLES FROM CORPUS

About one hundred sculptures and constructions, the majority loaned by the Fundacio Joan Miró and shown with related drawings and sketches.

And how generous was the young count, to loan his auto to Papa for our family needs.

City cops looked the other way, and the Cal State Angels loaned us hardware.

Payments received in excess of the amount loaned are the property of the borrower.

Longman DOCE5 Extras English vocabulary.      Дополнительный английский словарь Longman DOCE5.