INDUSTRIAL BANK OF JAPAN LTD.

Japanese Nippon Kogyo Ginko, major Japanese commercial bank operating a general-banking and foreign-exchange business with branches in Japan and overseas. Headquarters are in Tokyo. Established in 1902, the bank specializes in medium- and long-term financing of industrial development. Both its main office and its foreign branches are active in the foreign-exchange markets. Its subsidiaries provide commercial banking, international banking, trust services, and nonbank financing around the world.